By Jennifer Chesak, June 16, 2021

Gaither says those planning to have a baby should think about insurance needs that might arise before pregnancy and those that may come after. “It is helpful to choose a plan that affords coverage for preconceptual counseling, genetic services, for the ‘fourth trimester,’ and has help for mental disorders associated with the peripartum period,” Gaither says. A 2013 study published in the British Journal of Midwifery found that having a high-risk pregnancy is a risk factor for postpartum depression, for example.  

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